{"id":41,"date":"2026-10-14T09:00:00","date_gmt":"2026-10-14T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/rayfernandezsilva-com\/2026\/10\/14\/california-housing-market-settles-into-steadier-growth\/"},"modified":"2026-10-14T09:00:00","modified_gmt":"2026-10-14T09:00:00","slug":"california-housing-market-settles-into-steadier-growth","status":"publish","type":"post","link":"https:\/\/www.rayfernandezsilva.com\/blog\/2026\/10\/14\/california-housing-market-settles-into-steadier-growth\/","title":{"rendered":"California Housing Market Settles Into Steadier Growth"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/ramon-fernandez-silva-467539\/california-housing-market-forecast-for-the-next-2-years-2026-2028-remotion-videos-e80c\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>The California housing market is entering a new phase of steady, measured growth. Projections show home prices will rise at a modest ~3% to ~4% annually through 2028, a welcome shift from the unpredictable surges of recent years. With active listings now at ~156,300 homes, buyers across California\u2014especially in Southern California, where I focus\u2014are finding more options and less pressure, as inventory is expected to keep building through 2027.<\/p>\n<p>That said, affordability remains the defining challenge: only about 18% of California households qualify for a typical mortgage, down sharply from ~31%. This keeps entry-level homes fiercely competitive, with most properties still selling near 100% of asking price. Meanwhile, 30-year fixed rates are steady at around 6%, and this range is expected to hold.<\/p>\n<p>In major markets like Los Angeles County, a full return to previous sales activity may take until after 2028, while the broader state outlook points to predictability\u2014a value I always prioritize in guiding clients\u2019 decisions. As always, my approach is rooted in clear communication and careful planning to help you navigate these evolving conditions with confidence.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The California housing market is entering a new phase of steady, measured growth. Projections show home prices will rise at a modest ~3% to ~4% annually through 2028, a welcome shift from the unpredictable surges of recent years. With active listings now at ~156,300 homes, buyers across California\u2014especially in Southern California, where I focus\u2014are finding [&hellip;]<\/p>\n","protected":false},"author":278,"featured_media":42,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-41","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.rayfernandezsilva.com\/blog\/wp-json\/wp\/v2\/posts\/41","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rayfernandezsilva.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rayfernandezsilva.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rayfernandezsilva.com\/blog\/wp-json\/wp\/v2\/users\/278"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rayfernandezsilva.com\/blog\/wp-json\/wp\/v2\/comments?post=41"}],"version-history":[{"count":0,"href":"https:\/\/www.rayfernandezsilva.com\/blog\/wp-json\/wp\/v2\/posts\/41\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rayfernandezsilva.com\/blog\/wp-json\/wp\/v2\/media\/42"}],"wp:attachment":[{"href":"https:\/\/www.rayfernandezsilva.com\/blog\/wp-json\/wp\/v2\/media?parent=41"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rayfernandezsilva.com\/blog\/wp-json\/wp\/v2\/categories?post=41"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rayfernandezsilva.com\/blog\/wp-json\/wp\/v2\/tags?post=41"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}